Digital Lending
Platform

Paperless loan in 15 minutes with money delivered to any bank account

With our solution, anyone can get a loan. No waiting, no paperwork, no need to be the bank’s client, no personal visit to a branch needed. And the money lands on the account within 15 minutes from approval.

1__   Loan  request2__  Check of location5__  Income / expensesvalidation6__  Bank accountauthentication7__  Scoringengine8__  Contractsignature3__  Smsverification4__  Identityproof 1__   Loan  request2__  Check of location5__  Income / expensesvalidation6__  Bank accountauthentication7__  Scoringengine8__  Contractsignature3__  Smsverification4__  Identityproof 1__   Loan request2__  Check of location5__  Income / expenses validation6__  Bank accountauthentication7__  Scoring engine8__  Contract signature3__  Sms verification4__  Identity proof

Business Benefits for the Bank

  • Customer acquision – targeting new-to-bank clients
  • New revenue source
  • Awareness as digital brand
  • Fully automated, 24/7 operations

Benefits of Digital Lending Platform for the Client

  • Money in 15 minutes
  • Money to any bank account
  • Fully online, multichannel
  • Available to non-clients

Features

  • Credit risk under control
  • Strong anti-fraud mechanisms
  • Regulatory compliant
  • Easy to integrate
  • Quick delivery
  • Experience-based deployment
  • Self-employed clients enabled

Ready-to-Use Modules

  • UX for web and mobile frontend
  • Risk and antifraud data collection
  • Identity proof (ID check – OCR, email + sms verification, bank account authentication)
  • Video identification
  • Account statement download (PSD2)
  • Account statement (transaction) interpretation
  • Contract signature
  • Dashboards and reporting

EY Partnership

To develop Impresto, we joined forces with EY company. EY took care of many legal issues related to online loans not only in the Czech Republic but also in other European countries.

References

Česká spořitelna

Erste Group

Buřinka

Erste Group

K&H Bank

KBC

ČSOB

KBC

Interested in knowing more?