Digital Lending
Platform
Paperless loan in 15 minutes with money delivered to any bank account
With our solution, anyone can get a loan. No waiting, no paperwork, no need to be the bank’s client, no personal visit to a branch needed. And the money lands on the account within 15 minutes from approval.
Business Benefits for the Bank
- Customer acquision – targeting new-to-bank clients
- New revenue source
- Awareness as digital brand
- Fully automated, 24/7 operations
Benefits of Digital Lending Platform for the Client
- Money in 15 minutes
- Money to any bank account
- Fully online, multichannel
- Available to non-clients
Features
- Credit risk under control
- Strong anti-fraud mechanisms
- Regulatory compliant
- Easy to integrate
- Quick delivery
- Experience-based deployment
- Self-employed clients enabled
Ready-to-Use Modules
- UX for web and mobile frontend
- Risk and antifraud data collection
- Identity proof (ID check – OCR, email + sms verification, bank account authentication)
- Video identification
- Account statement download (PSD2)
- Account statement (transaction) interpretation
- Contract signature
- Dashboards and reporting
EY Partnership
To develop Impresto, we joined forces with EY company. EY took care of many legal issues related to online loans not only in the Czech Republic but also in other European countries.