Single API to connect many banks
BAAPI Aggregation Platform provides single API to access account information (AIS) including transaction history and balances and to initiate payments (PIS) from any Czech bank.
BAAPI can integrate multiple platforms (aggregation solutions from other countries), allowing to access all aggregators through a single infrastructure.
Business Benefits of Data Aggregation
- Better data for scoring, segmentation and marketing.
- Stronger client relationship through Multibanking.
- Cheap, simple and convenient payment method.
- Enabler for PFM, finance advisory, personalised loyalty.
- Cheaper than internal development, ready-to-use.
- Continuous update of interfaces, regulatory and standards.
- Quick deployment as-a-service.
The analytics module assigns categories and computes sociological and economic profile of a client (based on their transaction history). It can serve as a scoring engine or for marketing campaigns.
- Credential vault
- Operational data storage
- Background synchronisation
- Monitoring / audit
- DWH export
- PSD2 and GDPR compliant
10 banks aggregated: ČS, ČSOB, Moneta, Airbank, Equa, Creditas, KB, RB Czech, RB Romania, J&T Bank. Slovakia's banks in development, other countries available on request.